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May 29, 2025, 8:00 am94 pts
The CutPhoto-Illustration: by The Cut; Photo: Getty Images I have outstanding credit-card debt that I haven’t looked at in a couple of years. I can’t afford to pay it, so I feel like what’s the point in trying? I accrued most of it during college (I’m 28 now), but I dropped out before I got my degree. I think…
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