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May 1, 2025, 8:00 am73 pts
The CutPhoto-Illustration: by The Cut; Photo: Getty Images A month ago, Lydia received a chilling alert from her federal student-loan servicer. She was delinquent on her loans, the notice said, and about to go into default. “I had no idea what they were talking about,” she says. “I was supposed to be in…
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