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Apr 17, 2025, 8:00 am37 pts
The CutPhoto-Illustration: by The Cut; Photo: Getty Images Last month, Nadia got a letter in the mail saying her federal student-loan payment was past due. “It said that I owed more than $3,000 immediately,” she says. “I completely freaked out. I had no idea it was due, or why it was that high, or where I’d…
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